Car accidents happen in an instant, but the consequences can last for weeks, months, or even years. Whether it’s a minor fender bender or a major collision, knowing what to do after a car accident in Florida can protect your health, your rights, and your ability to seek compensation.
1. Check for Injuries and Call 911
Your first priority should always be safety. Check yourself and any passengers for injuries. Even if the accident seems minor, call 911 to report it. Florida law requires you to report accidents involving injuries, fatalities, or property damage over $500.
2. Move to a Safe Location (If Possible)
If the accident is minor and your car is drivable, move it to the side of the road to avoid blocking traffic. Turn on your hazard lights to alert other drivers. However, if the crash is severe or someone is seriously injured, stay where you are and wait for emergency responders.
3. Exchange Information with the Other Driver
Gather the following details from all involved drivers:
- Name and contact information
- Driver’s license number
- License plate number
- Insurance company and policy number
Avoid discussing fault at the scene. Even saying “I’m sorry” can be used against you later.
4. Document the Scene
Evidence can make or break your personal injury claim. Use your phone to take photos of:
- Vehicle damage
- License plates
- Traffic signs or signals
- Road conditions
- Visible injuries
If there are witnesses, get their names and contact details. Their statements could be valuable if there’s a dispute later.
5. Seek Medical Attention ASAP
Even if you feel fine, it’s crucial to see a doctor after a crash. Some injuries, like whiplash or internal bleeding, don’t show symptoms right away. Florida’s Personal Injury Protection (PIP) law requires accident victims to seek medical treatment within 14 days to be eligible for benefits.
6. Notify Your Insurance Company
Report the accident to your insurer as soon as possible. Stick to the facts and avoid giving recorded statements without legal advice. Insurance companies may try to minimize your claim, so be cautious with your words.
7. Contact a Tampa Personal Injury Lawyer
Insurance companies don’t have your best interests at heart—but The Black Law Company does. Our experienced Tampa car accident lawyers will fight to get you the compensation you deserve for medical bills, lost wages, and pain and suffering.
8. Don’t Accept a Lowball Settlement
Insurance companies may offer you a quick settlement, but it’s often much less than what you’re entitled to. Before signing anything, talk to a lawyer to understand the true value of your claim.
This post was written by Okoye Morgan Jr., a lawyer with extensive knowledge as a personal injury law firms Tampa. Okoye is one of the founding partners of The Black Law Company, specializing in personal injury law, trust and estate law, civil litigation law, and criminal defense.
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